The lack of funding in the banking sector of Small Business Administration Loans is making it increasingly more difficult for small business owners with commercial property to know where to go to fund their refinance or expansion.   In order to get a legitimate SBA Loan Application it must be from a Preferred SBA Lender who has a systematic, provable model to walk them down the sometimes arduous path of paperwork on these types of loans.  A credible SBA loan application consists of all the right financial tools and parameters to fund but also a knowledgeable and helpful one on one coach and mentor.  Banks, with their upside down balance sheets cannot always take on these loans even with the government guarantee associated with them after approval of the loan.  An SBA loan application can quickly be turned into cash if you align yourself with not only an SBA preferred lender but also a lender who understands the entrepreneurial spirit and can guide you every step of the way, unlike a typical loan officer who just pushes paper along.